Compliance
Compliance & Risk Management.
Global Sendi Ltd (company number 17241724, registered in England and Wales) operates a proportionate, risk-based compliance framework covering customer due diligence, financial crime prevention, transaction monitoring, record-keeping and safeguarding — aligned with the standards expected of UK payment service providers.
The business operates a documented risk-based framework designed to support its customer due diligence, financial crime prevention, transaction monitoring and record-keeping obligations under applicable UK legislation, including the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 and related FCA guidance.
Services are intended solely for lawful person-to-person and small-business transfers between the United Kingdom and Kenya, executed through authorised payment channels and contracted payout partners subject to appropriate due-diligence review.
The compliance framework is owned at director level and is supported by documented policies covering customer onboarding, sanctions screening, transaction monitoring, suspicious activity reporting, record retention, data protection, complaints handling and staff training.
Key Compliance Areas
Controls in scope of the framework.
Know Your Customer (KYC)
Risk-based customer due diligence at onboarding, including identity verification, address verification and source-of-funds review where appropriate. Enhanced due diligence applied to higher-risk relationships.
Anti-Money Laundering (AML)
Controls designed in line with the UK Money Laundering Regulations 2017 (as amended) and FCA expectations for payment service providers, including a documented risk assessment and policy framework.
Transaction Monitoring
Automated thresholds and rules-based monitoring complemented by manual review, designed to identify unusual or potentially suspicious activity for investigation and, where required, reporting to the National Crime Agency.
Sanctions Screening
Screening of customers and counterparties against applicable UK (OFSI), UN and other relevant sanctions lists at onboarding and on an ongoing basis.
Record Keeping
Secure retention of customer identification, transaction and monitoring records in line with statutory retention periods, available for inspection by competent authorities.
Safeguarding Approach
Where customer funds are accepted for execution of a payment, they will be safeguarded in line with the safeguarding requirements applicable to authorised or registered payment service providers in the United Kingdom.
Governance
Accountability and oversight.
Compliance responsibility sits at director level. The framework is reviewed periodically and following any material change in services, customer base, geography or applicable law. Staff receive role-appropriate training on financial crime risk, sanctions, data protection and incident handling.
Reporting
Suspicious activity reporting.
Where activity is identified that gives rise to knowledge or suspicion of money laundering or terrorist financing, the business will submit a Suspicious Activity Report (SAR) to the United Kingdom Financial Intelligence Unit at the National Crime Agency, in accordance with the Proceeds of Crime Act 2002 and the Terrorism Act 2000.
Operational status
Global Sendi Ltd is currently in the operational and regulatory readiness phase. The business does not currently hold authorisation or registration as a payment institution under the Payment Services Regulations 2017, does not currently provide regulated payment services to the public, and does not represent itself as authorised.
Operational, partnership and regulatory disclosures will be updated on this page as they evolve. Material status changes — including any application for, or grant of, authorisation or registration — will be published here before services are offered to customers.
Disclosures
Corporate and regulatory information.
- Legal entity
- Global Sendi Ltd
- Company number
- 17241724 (England and Wales)
- Regulatory status
- Not currently authorised — in readiness phase
- Corridor
- United Kingdom → Kenya
Compliance contact
For compliance, regulatory, sanctions or financial-crime enquiries — including requests from competent authorities, banking partners or correspondents:
For customer complaints, see our complaints procedure. For information on how personal data is handled, see our privacy policy.